I once heard that 90% of the money made in America is made by Insurance Companies.  I don't know if it's true or not, but it sure seems like they're doing their part on my bank account.

My favorite part of the OP story is...."We're in a black van".  
They didn't say "This isn't a scam".  They just said, "Nope, black van".  

I had a guy call me today and asked if we could install his new projector and screen.  I asked what kind it was.  He said it was a Napali.  I couldn't help myself, the next thing that came out of my mouth was.  "Did you buy this from a guy in a van?".  

He said no.  I bought it from my cousins friend.  

I said, I've never heard of it, so not really interested in installing it.  I looked it up.  Check out how they spelled BluE Ray.  Bwahaha.

[Link: ebay.com]