State Farm gladly took my money but when I submitted my second claim in 9 yrs (the first one being the robbery of my tools from my van) they dropped me for frequent claims. The second claim was for one of my employees drilling through a pipe which I reported but paid myself.

On auto claims, they nickel and dimed me for the most trivial items that needed repair and I had to fight to get things done.

Granted they are inexpensive, but I learned that I got what I paid for. I'm now using The Hartford, which cost more but as I stipulated to my new agent, No hassles!!! He assured me of this and has been true to his word as the Blizzards have bent one of my vehicles. Got a check for the full amount for repair and got no hassles