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Topic:
liability insurance
This thread has 6 replies. Displaying all posts.
Post 1 made on Thursday February 20, 2003 at 03:35
Dean Annigoni
Founding Member
Joined:
Posts:
December 2001
80
My question is for the audio/video business ownwers. I need general liability insurance to start a job and I'm not sure how to go about it. Does anyone know a good insurance company I could contact

Thanks in advance

Dean
Seven P's of life- Prior Proper Planning Prevents Piss Poor Performance
Post 2 made on Thursday February 20, 2003 at 07:14
Theaterworks
Founding Member
Joined:
Posts:
April 2002
1,898
I went to an independent broker and got $2M, along with a $2M umbrella that covers my house if the business is sued above my coverage, or if I get in a car wreck and get sued for both my personal and business assets. CYA.
Carpe diem!
Post 3 made on Thursday February 20, 2003 at 08:35
Mr Mod
Founding Member
Joined:
Posts:
August 2001
1,275
The best deal i got was through my bank, $10 million cover includes tool coverage upto $20K for $650 per year. As i just started out did not know how much cover i needed, and as it was $50 mor for the additional $8M i took it
Post 4 made on Thursday February 20, 2003 at 08:39
Greg C
Super Member
Joined:
Posts:
October 2002
2,585
Don't step foot into a job without insurance. I'm paying about $500/yr for a $2M policy. I go thru Motorists Ins., but there are many companies with policys available.
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Post 5 made on Thursday February 20, 2003 at 09:52
DBD Electronics Inc
Long Time Member
Joined:
Posts:
January 2003
49
DON'T USE STATE FARM!!!!!!!!!!!!!!!!!!!!!!
Post 6 made on Thursday February 20, 2003 at 11:35
Keith Murrey
Long Time Member
Joined:
Posts:
August 2002
28
Can you say why not use State Farm?

I am interested as they are my carrier.

Post 7 made on Friday February 21, 2003 at 07:20
DBD Electronics Inc
Long Time Member
Joined:
Posts:
January 2003
49
State Farm gladly took my money but when I submitted my second claim in 9 yrs (the first one being the robbery of my tools from my van) they dropped me for frequent claims. The second claim was for one of my employees drilling through a pipe which I reported but paid myself.

On auto claims, they nickel and dimed me for the most trivial items that needed repair and I had to fight to get things done.

Granted they are inexpensive, but I learned that I got what I paid for. I'm now using The Hartford, which cost more but as I stipulated to my new agent, No hassles!!! He assured me of this and has been true to his word as the Blizzards have bent one of my vehicles. Got a check for the full amount for repair and got no hassles


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