It's the same in Upstate New York. Outside of any really major city, your cat can wire your house (or an entire sub-division of houses). And it shows, too. I have seen some very, scary installs. (Why use UF cable underground when simple, and cheaper, NM cable [Romex] will do?). (4 AWG copper won't fit under the screw on the neutral bar? Just untwist the strands and put them under a couple of screws!).