I don't want to care for less fortunate out of my medical premium plan. Doing so raises the fees to the point where I can't afford the plan in the first place.

I am OK with being in a pool of paying customers just like auto industry.
I know that some years I'll be putting the money in the piggy bank and during others I'll be taking money out.

The idea of contributing to the society as a whole and it being a for profit corporations (ie. insurance companies) does not sit well with me.
That's what taxes and SS program is for.

It might seem cold hearted, but as a hard working, 1st generation immigrant, I don't want to hear that it's too hard to be successful or that this country doesn't have opportunities