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OT-Merry Christmas to whoever... (Page 2)
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OT-Merry Christmas to whoever racked up $1000 while i slept!
This thread has 17 replies. Displaying posts 16 through 18.
Post 16 made on Thursday November 21, 2013 at 03:23
gerard143
Advanced Member
Joined:
Posts:		May 2012
955
Just happened to me. Card was declined everywhere. Call bank and bunch of transactions for travel agency bookings and hotels. Bank fraud protection kicked in and saved any transactions from posting. New cards on the way. At 33 this is the third time it's happened
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Post 17 made on Thursday November 21, 2013 at 09:39
Fins
Elite Member
Joined:
Posts:		June 2007
11,621
On November 20, 2013 at 18:31, BlackWire Designs said...
when i first started BlackWire someone got ahold of the debit card number to my business account and charged 7k before chase turned it off. The worst part is i didn't get that 7k back for 2 weeks

You were lucky you got it back. Because debit cards don't have the same requirements on the bank's side for fraud protection. From what one explained to me, they don't have to refund money on a stolen debit card number
Civil War reenactment is LARPing for people with no imagination.

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Post 18 made on Thursday November 21, 2013 at 10:54
cgav
Select Member
Joined:
Posts:		September 2009
1,568
On November 21, 2013 at 09:39, Fins said...
You were lucky you got it back. Because debit cards don't have the same requirements on the bank's side for fraud protection. From what one explained to me, they don't have to refund money on a stolen debit card number

Definitely incorrect.

[Link: consumer.ftc.gov]

Your loss is limited to $50 if reported within 2 days of learning of the loss. $500 if reported more than 2 days after the loss. Some, if not most, banks go above and beyond this and will charge you nothing.
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