Howdy all. just bought a new home and i'm looking to get into upgradable (add more modules, switches, cameras, door locks etc in the future) automated lighting. the obvious answer is Lutron but it seems for about a third of the cost i could get Insteon Lighting (lutron switches $150, Insteon $50, and of course insteon has a slew of other products for me to add in the future that would be compatible with any switches or modules i get now) with an IR to RF converter for use with my MX remote. this obviously gives me limited range with my MX but it stays in the HT area anyways so would always have line of sight with the IR converter. and of course i can get an Insteon RF remote for about $50 that would be good for use in the rest of the house.

Anything i'm missing here or would this be a good way to go?