installer_574, yes you can use the Z090 to program keypads but that still cost money and takes a bit longer. Lonny, I don't think that you will find a dealer that would be willing to sell you a programer and it isn't a retail item that you can purchase, you might want to enlist a dealer in your area that "might be willing" to insatll and program the system for you. Probably not the answer that you were looking for, but its the best I got