On June 7, 2018 at 19:38, Ernie Gilman said...
That reply begs the client to ask why you don't pay him as much as you collect, since you have not addressed that at all. And wasn't that the question he was asking?
This also doesn't answer his question.\
His question doesnt deserve a definitive answer. Period. Its none of his business. The best response is "why do you ask?" with "competitive rates to keep us in business to continue to service our customers" thrown in if needed. Done. Not open for further discussion.