For the third time in a row my insurance company discontinued their plan and force me into yet another plan. And this year threw me into state web site which was as usual a nightmare to navigate (although much better than first year). The new plan no longer has coverage of one of my doctors. Spoke to them and they had no answer as to why they had dropped the old plan, etc.

Went down one level ("Bronze") to keep the costs at bay. $1,500/month for three of us. Was nearly $2000/month for the next level up. Remarkable that the cost is more than what you could rent an apartment for! Had to pay over $110/month for dental on top of that. And no eye care.

What I like to see is very cheap but full catastrophic coverage and be self-insured for day to day stuff. There is no way we are racking up $20,000+ in medical expenses right now.