Ernie probably knew this, but he was just being Ernie, so we have HIS sort of post.

At times worth reading, and often not.



The truck drivers insurance company won't give in, sue the driver in small claims court.

Your argument is that HE caused the accident, and since his insurer won't cover this part of the loss, he would be liable.


You should also discuss this with YOUR insurer, since they will most likely have a lower value that they will pay out if you car gets totaled. They may be wiling to help in this matter. Not likely since they're all birds of a feather, but it's worth a try.