The solution is kill all lawyers. Lawyers file lawsuits in malpractice cases. Lawyers write the contracts and figure out the loopholes for insurance companies. Lawyers write the bills/laws for regulating insurance companies. Kill them all.
Then we can ban insurance companies all together. Doctors and pharmaceutical companies will have to go back to charging what people can actually afford to pay. Maybe we can start bartering for healthcare again. Think I could get my wife to agree to raise chickens to trade with my kids' pediatricians?
Civil War reenactment is LARPing for people with no imagination.